HOME
INSURANCE

Your home is where your heart is
we feel the same way.

We offer protection for the things that matter with a home insurance coverage from Olson Insurance.

Optional Coverages

We work hard to customize your Home Insurance Policy with optional endorsements

Replacement Cost Coverage

Replacement cost coverage for your residence and personal property in the event of a loss.

Utility Service
Lines Coverage

Protects the homeowner by extending coverage for damage to underground piping, wiring, valves, or attached devices that connect a home to a public utility service provider or to a private system.

Valuables
Coverage

For jewelry, collectibles, cameras, and other special belongings

Wind Damage
(Coastal)

Wind is typically among the perils covered by a standard homeowners insurance policy. However, some policies partially or completely exclude wind-related damage.

Flood Insurance

Just 1 inch of water in a home can cost more than $25,000 in damage—why risk it?  Find out more about Flood Insurance Costs.

Vacant / Unoccupied Homes

We offer customized vacant home insurance plans to meet your specific needs. In addition to basic vacant home insurance coverage, you can add coverage for attached structures or personal property.

Water and Sewer Backup Coverage

Water backup and sump pump failure coverage is an optional add-on that can put your mind at ease.   Water damage due to sump pump failure can be costly. 

Earthquake

Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

Roof Replacement

Typically your homeowners insurance helps cover damage to your roof, with the option to add further protection. We’ll help you assess your options to make sure you have the right coverage in place for your roof.

Equipment Breakdown

Repair or replacement of appliance and equipment due to a mechanical breakdown. Add to an existing home policy for just a few dollars a month.

Green Options

Provides coverage for those additional costs incurred in replacing covered property with equipment that is better for the environment, safer and more efficient than the original damaged property.

Identity Theft

Resolution services and expense reimbursement

We’ll personalize your experience to fit your unique needs.

Our dedicated licensed Insurance Agent Partners are here to simplify homeowners insurance for you.  We will build a custom policy to protect your hard-earned dreams so you have time to focus on the things that matter most.

Across the Country, more than 50% of the homes are under-insured.

 The average home is underinsured by 22% and some homes are underinsured by 60% or more.

Millions of American's are at risk of major financial loss if a disaster struck their home. Homeowners become responsible for unexpected out-of-pocket costs to rebuild their house.

Many of these homeowners are financially unable to rebuild a house like the one they had prior to their loss.

HOME DISCOUNTS
Learn all the ways you can save on Home insurance with discounts.

COVERAGES & POLICIES
Explore different kinds of protection to help decide what might be right for you.

CLAIMS INFORMATION
Need to file an auto claim?  Here is what to expect from start to finish.

It's not a house - it's a home.

Quotes from multiple insurance carriers so our clients always get the best possible price with the best coverages.

Want to see how much we can save you?   Click here for a free quote.

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