Replacement cost coverage for your residence and personal property in the event of a loss.

Protects the homeowner by extending coverage for damage to underground piping, wiring, valves, or attached devices that connect a home to a public utility service provider or to a private system.

For jewelry, collectibles, cameras, and other special belongings

Wind is typically among the perils covered by a standard homeowners insurance policy. However, some policies partially or completely exclude wind-related damage.

Just 1 inch of water in a home can cost more than $25,000 in damage—why risk it?  Find out more about Flood Insurance Costs.

We offer customized vacant home insurance plans to meet your specific needs. In addition to basic vacant home insurance coverage, you can add coverage for attached structures or personal property.

Water backup and sump pump failure coverage is an optional add-on that can put your mind at ease.   Water damage due to sump pump failure can be costly. 

Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

Typically your homeowners insurance helps cover damage to your roof, with the option to add further protection. We’ll help you assess your options to make sure you have the right coverage in place for your roof.

Repair or replacement of appliance and equipment due to a mechanical breakdown. Add to an existing home policy for just a few dollars a month.

Provides coverage for those additional costs incurred in replacing covered property with equipment that is better for the environment, safer and more efficient than the original damaged property.

Resolution services and expense reimbursement